Do not click on links in emails, either.
Consumers also might want to consider using only one or two specific credit cards when shopping online as a way to more closely monitor any fraudulent credit card activity.
As you use your phone or computer tablet to shop, you might be more easily swayed by fraudsters who send out fake text alerts pretending to be from your bank or a well-known retailer.
Fraudsters might send a text claiming that your debit card has been frozen and you need to provide bank account information now. Best bet: Contact your bank directly and do not respond to texts.
Don’t forget about going online when you’re in the store, too.
Some retailers aren’t thrilled when we comparison shop online right in the store. But it can be a savvy move that might save you enough money to cover lunch or an extra gift.
Pay attention to details when you shop online.
Shoppers should keep computers and mobile devices up to date when it comes to having the latest security software. Always protect your home wireless network with a password.
Make sure any shopping websites use secure technology, too. When you’re at the checkout screen, verify that the Web address begins with https, according to tips from the American Bankers Association. You can also check to see if a tiny locked padlock symbol appears on the page.
One trick that fraudsters regularly use is to send an email or a text to offer an “order confirmation.” Again, the con artists know that consumers are shopping a lot online for the holidays. So don’t click on those order confirmation alerts either.
Don’t forget that the counterfeiters know we’re going to be shopping more online during the holidays, too. Fraudulent Timberland boots, Coach handbags and NFL jerseys are not just sold on street corners, but also online. High-end items — such as Michael Kors bags, and designer jewelry — have been always most attractive for fashionistas and in the same tome for scammers.
Internet websites, of course, can mimic what looks like a legitimate shopping site. So if a price sounds too good to be true when shopping on Cyber Monday, don’t rush to hand over your credit card number.
